If you are looking for an agent on the leading edge Tracey Victoria Adams is that agent, she is a successful full time award wining Real Estate Sales Representative for over 16 years and sells homes in the Greater Toronto Area with Royal LePage Innovators Realty Brokerage. She also belongs to the National Association of Green Agents and Brokers (NAGAB). Tracey is a Accredited Greenagent TM and has specialized in Home Energy Efficiency, Home Hydro Usage, Green Heating and Cooling Systems. Tracey has always been very cognizant of our energy and environmental concerns and believes in educating herself and her clients so they will reap all the benefits.
With all the great Government incentive programs offering rebates to homesellers and buyers, including home energy audits, an energy efficient home can save home sellers thousands of dollars over the life expectancy of a home. Energy efficient properties tend to sell for more than their non-efficient counterparts. Every $1.00 saved on energy bills could potentially result in an increase of $20.00 in a homes value making good financial and environment sense.
Tracey can also provide sellers and buyers with pertinent, helpful information on how to to heat and cool their home in the most energy efficient way.
The advantages of using a Greenagent Realtor in todays ever changing Real Estate market is it helps home buyers and sellers improve their homes energy efficiency, increasing their homes value and sale price while benefiting the environment all at the same time. That is just one of the reasons that differentiates Tracey from 95% of all other Real Estate Sales Representatives. Call Tracey today to receive your complimentary List of Green Tips.
June's Green Newsletter
The curb appeal of a home is a critical element to ensure the timely sale of a property. Particularly in the cases of well-established neighbourhoods, the surrounding mature trees and landscape can be a significant selling point for buyers. However, in some cases these trees are diseased and must be removed shortly after the sale of a home, causing significant distress to the home buyer. It is wise for home buyers who are purchasing a property with mature trees to schedule an inspection with an experienced arborist. Jeff Thompson of Thompson Environmental Services offers these inspections across Southern Ontario (from Windsor to Peterborough), and can be reached by telephone at 519-748-4021.
Changes to Mortgage Insurance Rules!
The honourable Jim Flaherty, Minister of Finance, announced a number of measured steps to support the long-term stability of Canada's housing market and continue home ownership for Canadians.
"Canada's housing market is healthy, stable and supported by our country's solid economic fundamentals," said Minister Flaherty. "However, a key lesson of the global financial crisis is that early action can prevent negative trends from developing."
The Government will therefore adjust the rules for government-backed insured mortgages as follows:
- Require that all borrowers meet the standards for a five-year fixed rate mortgage even if they choose a mortgage with a lower interest rate and shorter term. This initiative will help Canadians prepare for higher interst rates in the future.
- Lower the maximum amount Canadians can withdrawl in refinancing their mortgages to 90 per cent from 95 per cent of the value of ones homes. This will help ensure home ownership is a more effective way to save.
- Require a minimum downpayment of 20 per cent for government-backed mortgage insurance on non-owner-occupied properties purchased for speculation.
There were no changes to down payment requirements or length of amortization for owner-occupied residences.
There's no clear evidence of a housing bubble, but we're taking pro-active, prudent and cautious steps today to help prevent one. "Our Government is acting to help prevent Canadian households from getting overextended, and acting to help prevent some lenders from facilitating it," said Minister Flaherty.
These changes came into effect on April 19, 2010.
With the arrival of the HST tax and low interest rates, if you are buying or selling, let this spring be the time I help you find the right property.
Did you know that you can receive up to $2,000.00 Land Transfer Tax Exemption for first time Buyers who purchase either a resale or a new home Call Tracey for all the details and qualifications.
With over 16 years of full-time award winnning trusted real estate experience, Let me help you find "the House of your dreams".
Who do you know that needs "my help" to buy or sell a home?
